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Over-the-Counter Allowance

Independent Health Medicare members* have access to hundreds of health and wellness products through the OTC benefit. With NationsOTC®, you can get brand-name or generic over-the-counter items like vitamins, pain relievers, dental supplies and much more.

Your Personal Health Profile: Built With You in Mind

You have the option of self-reporting your conditions. If you do this, you'll receive product recommendations and health information tailored to your unique needs. What you choose to share can be used to help you achieve your desired health goals.**

How It Works:

The benefit allowance is earned the first day of each quarter. 

Benefit Rolls over quarterly. 

The quarterly allowance unspent balances will roll over from quarter to quarter; however the balance will need to be used by December 31st of each plan year. If you spend more than the quarterly allowance amount, you can use a personal credit/debit card to cover the difference.

Ordering Is Easy! Experienced Advisors Are Available 8 a.m. – 8 p.m. (Oct. 1 – Mar. 31: Mon. – Sun., Apr. 1 – Sept. 30: Mon. – Fri.).

Please review our helpful video about this exciting benefit and how to use the NationsOTC website.

Orders ship to your home at no additional cost, most within 2 days.

*Allowance is made available by quarter. Allowance will carry over quarter to quarter, but not plan year to plan year.  Costs over the allowed amount are the member’s responsibility. This benefit can only be used for covered items through NationsOTC.®

**Information is private and will not be shared.

Last Updated 10/1/2023