As of Jan. 1, 2026, Roswell Park Comprehensive Cancer Center and its community network practices will not be participating providers in Independent Health’s individual Medicare Advantage plans.  Also, currently for 2026, there are no providers included in Tier B. For the most up-to-date list of participating providers and tier information, view our Provider Directory. For full cost sharing and benefit information, view the Evidence of Coverage for the plan you are interested in.

New for 2026: Independent Health uses two formularies, Standard and Enhanced, for our Medicare Advantage plans. When selecting your plan, it is very important to review the formulary to make sure your medicine is included and how much you will have to pay.

A medical deductible is the amount you must pay for covered services before your plan starts to pay its share. Once you reach your medical deductible, you only pay either a set “copay,” or “coinsurance” (a percentage of the cost). 

A prescription deductible is the amount of money you must pay for covered medications before your plan starts to pay its share. Once you reach your prescription deductible, you only pay either a set “copay,” or “coinsurance” (a percentage of the cost).