How to Lower Your Costs

We understand that your prescription drug costs can add up quickly. The information provided here may help you discover new ways to save.

$0 Copay for Select Generic Drugs

We’re always looking for ways to bring you added value, like offering $0 copay for select generic drugs.

See which drugs are covered at a $0 copay for 2019.
See which drugs are covered at a $0 copay for 2018.

Low Income Subsidy or "Extra Help" Premiums

If you get Extra Help from Medicare to help you pay for your Medicare prescription drug costs, your monthly plan premium will be lower.

If you believe that you may qualify for Extra Help with your Medicare Prescription Drug Plan costs, but your plan’s systems and CMS’s systems do not reflect your eligibility, you may be able to obtain your prescriptions at the correct Low Income Subsidy (LIS) cost-sharing level if you have evidence of your LIS eligibility.

If you haven't already filled out an application for Extra Help, you can get an application or apply over the phone by calling Social Security at 1-800-772-1213 (TTY: 711), Monday – Friday, 7 a.m. – 7 p.m. or apply online.

For additional information, please visit CMS’s Best Available Evidence Web page.

The tables below show you what your monthly plan premium will be if you get Extra Help.

Encompass 65® Basic HMO
Your level of extra help Monthly Premium
100% $79.00
75% $88.70
50% $98.50
25% $108.20
No Subsidy $118.00
Encompass 65 Core HMO
Your level of extra help Monthly Premium
100% $26.00
75% $35.70
50% $45.50
25% $55.20
No Subsidy $65.00
Medicare Family Choice® HMO-SNP
Your level of extra help Monthly Premium
100% $0.00
75% $9.70
50% $19.50
25% $29.20
No Subsidy $39.00
Medicare PassportSM Advantage PPO
Your level of extra help Monthly Premium
100% $48.00
75% $57.70
50% $67.50
25% $77.20
No Subsidy $87.00

The tables below show you what your monthly plan premium will be if you get Extra Help.

Encompass 65® Basic HMO
Your level of extra help Monthly Premium
100% $85.70
75% $95.50
50% $105.30
25% $115.20
No Subsidy $125.00
Encompass 65 Core HMO
Your level of extra help Monthly Premium
100% $25.70
75% $35.50
50% $45.30
25% $55.20
No Subsidy $65.00
Medicare Family Choice® HMO-SNP
Your level of extra help Monthly Premium
100% $0.00
75% $9.80
50% $19.60
25% $29.50
No Subsidy $39.30
Medicare PassportSM Advantage PPO
Your level of extra help Monthly Premium
100% $55.70
75% $66.50
50% $75.30
25% $85.20
No Subsidy $95.00
Assure Advantage® HMO-SNP Plan
Your level of extra help Monthly Premium
100% $11.00
75% $20.70
50% $30.50
25% $40.20
No Subsidy $50.00
Disclaimers
Independent Health is a Medicare Advantage organization with a Medicare contract offering HMO, HMO-SNP, HMO-POS and PPO plans. Enrollment in Independent Health depends on contract renewal.

The Independent Health Medicare Advantage Plan premiums listed above include coverage for both medical services and prescription drug coverage.
Hand holding pill bottle with doctor reviewing information.

Questions? Call Us.

(716) 250-4401 or 1-800-665-1502 (TTY: 711)

Hours:
October 1 – March 31: Monday – Sunday,
8 a.m. – 8 p.m.

April 1 – September 30: Monday – Friday,
8 a.m. – 8 p.m.

Do You Qualify for
Extra Help?

Check by calling:
  • 1-800-Medicare
    (1-800-633-4227), 24 hours a day, 7 days a week.
    (TTY users call
    1-877-486-2048.)
  • Your State Medicaid Office, or
  • The Social Security Administration at
    1-800-772-1213
    (TTY: 1-800-325-0778),
    7 a.m. – 7 p.m.,
    Monday – Friday.