How to Lower Your Costs

We understand that your prescription drug costs can add up quickly. The information provided here may help you discover new ways to save.

Low Income Subsidy or "Extra Help" Premiums

If you get Extra Help from Medicare to help you pay for your Medicare prescription drug costs, your monthly plan premium will be lower.

What do I do if I believe I qualify for Extra Help?

If you believe that you may qualify for Extra Help with your Medicare Prescription Drug Plan costs, but your plan’s systems and CMS’s systems do not reflect your eligibility, you may be able to obtain your prescriptions at the correct Low Income Subsidy (LIS) cost-sharing level if you have evidence of your LIS eligibility.

If you haven't already filled out an application for Extra Help, you can get an application or apply over the phone by calling Social Security at 1-800-772-1213 (TTY: 1-800-325-0778), Monday – Friday, 7 a.m. – 7 p.m. or apply online.

For additional information, please visit CMS’s Best Available Evidence Web page.

What will my monthly plan premium be for 2016 if I get Extra Help?
The tables below show you what your monthly plan premium will be if you get Extra Help.

Encompass 65® Basic HMO-POS
Your level of extra help Monthly Premium
100% $71.30
75% $81.20
50% $91.10
25% $101.10
No Subsidy $111.00
Encompass 65® Essential HMO-POS
Your level of extra help Monthly Premium
100% $0.00
75% $0.00
50% $0.00
25% $0.00
No Subsidy $0.00
Medicare Network Advantage® HMO
Your level of extra help Monthly Premium
100% $10.30
75% $20.20
50% $30.10
25% $40.10
No Subsidy $50.00
Encompass 65® Select HMO-POS
Your level of extra help Monthly Premium
100% $1.30
75% $11.20
50% $21.10
25% $31.10
No Subsidy $41.00
Medicare PassportSM Advantage PPO
Your level of extra help Monthly Premium
100% $85.30
75% $95.20
50% $105.10
25% $115.10
No Subsidy $125.00
Medicare Family Choice® HMO-SNP
Your level of extra help Monthly Premium
100% $0.00
75% $9.20
50% $18.50
25% $27.70
No Subsidy $37.00
Disclaimers
Independent Health is a Medicare Advantage organization with a Medicare contract offering HMO, HMO-SNP, HMO-POS and PPO plans. Enrollment in Independent Health depends on contract renewal.

You must continue to pay your Medicare Part B premium, unless your Part B premium is paid for you by Medicare or another third party.

The Independent Health Medicare Advantage Plan premiums listed above include coverage for both medical services and prescription drug coverage.

Benefits, formulary, pharmacy network, provider network, premium and/or copayments/coinsurance may change on January 1 of each year.
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Y0042_C5556 Approved
Last Updated: 2/17/2016
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Questions? Call Us.

(716) 250-4401 or 1-800-665-1502 (TTY: 1-800-432-1110)

Hours:
October 1 – February 14: Monday – Sunday, 8 a.m. – 8 p.m.

February 15 – September 30: Monday – Friday, 8 a.m. – 8 p.m.

Do You Qualify for
Extra Help?

Check by calling:
  • 1-800-Medicare
    (1-800-633-4227), 24 hours a day, 7 days a week.
    (TTY users call
    1-877-486-2048.)
  • Your State Medicaid Office, or
  • The Social Security Administration at
    1-800-772-1213
    (TTY: 1-800-325-0778),
    7 a.m. – 7 p.m.,
    Monday – Friday.