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Encompass & Encompass Essential
Get the coverage you need with the predictable, easy copays you want.
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Encompass & Encompass Essential
Get the coverage you need with the predictable, easy copays you want.
N/A Tier Plan
$0.00
/ month for individuals
Contact Us
to learn more about this plan
Plan Highlights
Complete Plan Benefits
Frequently Asked Questions
Monthly Cost
Child Only $0.00
Individual $0.00
Individual and Child(ren) $0.00
Individual and Spouse $0.00
Family $0.00
Things to consider:
  • This plan has no deductible for in–network services, which means you don't have to worry about paying a specified dollar amount out of pocket first before enjoying the convenience of copays and/or coinsurance.
  • This plan does not have coverage outside of the network unless it's a medical emergency.
  • Children up to age 26 are covered – even if they no longer attend college and don't live with their parents.
  • Need to see a specialist? No problem. You can seek care from any specialist without getting a referral.
Resources:
What you get with Independent Health’s
Encompass & Encompass Essential:
FREE Preventive Care Services From physical exams to immunizations, and more.
RedShirt RewardsSM Earn up to $30 in rewards for completing actions that can help you stay healthy.
Brook Personalized, chat-based health coaching, meal planning, activity and food logging and more.
Telemedicine When members can’t reach their primary care physician, Teladoc®puts them in touch with a board-certified doctor by phone, mobile app or online video.
MyIH Personalized access to manage your health and your plan. Get Chat support with a RedShirt, find a provider, access your member ID card and more.
Urgent Care Save money and spend less time in the Emergency Room.
Emergency Coverage Rest assured, when an emergency happens, you're covered.
Vision Discounts Save on eyeglass frames, lenses and contacts at participating EyeMed providers.
Wellness Discounts Enjoy savings on everything from acupuncture and massage therapy to dental care and fitness equipment.
Preventive Medications Maintain your health with an expanded list of preventive health medications available at low or no copays - even for high deductible health plans.
Compare Medical and Rx Costs Easy-to-use from your MyIH account to look up medications, procedures, treatment timelines, compare costs, shop and save.
Resources:
For additional details, check the benefit summary enclosed in your sales packet. Benefits vary by plan. Verbal translation, alternate formats of written materials, and/or assistance for those with special needs, may be available upon request. Traducción verbal, formatos alternativos de materiales escritos y/o asistencia para quienes tienen necesidades especiales, disponibles a solicitud.
Independent Health's Encompass and Encompass Essential are registered trademarks of Independent Health Association, Inc.
† Final premiums at point of purchase on the New York State of Health website may vary from those listed here. For example: if a tax credit or subsidy is available to you.
Sorry, we are experiencing technical difficulties and are unable to access the information you are trying to view. We apologize for the inconvenience. Please try again at a later date. If you need immediate plan information, contact Member Services at (716) 631-8701 or 1-800-501-3434, Monday - Friday from 8 a.m. - 8 p.m.

Contact Us

Purchase Your Plan

If you have questions or would like to learn more about your plan options, please call us at the number below.

For more information on how to purchase your plan through Independent Health, please call or email us by using the information below.

Need help? Call or Email us.
(716) 505-8515 or 1-855-210-9930
Hours: Mon – Fri 8 am to 5pm
Need help? Call or Email us.
(716) 631-5392 or 1-800-453-1910, option 4
Hours: Mon – Fri 8:30 am to 4:30 pm
sales@independenthealth.com