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2025 Proposed Premium Rates for Small Group and Individual Plans

New York State law requires health plans to submit proposed premium rate adjustments to the New York State Department of Financial Services (DFS) for review and approval before the plans can charge the new rates.

In accordance with these requirements, Independent Health has submitted 2025 proposed rate adjustments for its small group and individual plans to the DFS for an effective date of January 1, 2025.

The DFS may approve or modify the proposed rate adjustments. Final confirmation of the approved premium rates will be provided to employers and subscribers approximately 60 days before their 2025 renewal date. 

To see why Independent Health is proposing rate changes for our small group and individuals plans, view our Small Group Plan Narrative and Individual Plan Narrative

Please note: The proposed rates included in the narratives do not apply to large group, self-funded or Medicare Advantage plans.