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Platinum »
Highest monthly cost; low copay/coinsurance amounts. Ideal for those who prefer easy and predictable out-of-pocket costs.
Gold »
Higher monthly cost; simple, fixed copays and deductibles. Ideal for those who want to save on monthly costs and keep their out-of-pocket costs low.
Silver »
Mid-range monthly cost; moderate-range deductibles and copay/coinsurance amounts. Ideal for those looking to balance their monthly costs with their out-of-pocket costs.
Bronze »
Lowest monthly cost; highest deductible and copay/coinsurance amounts. Ideal for those who don't use a lot of medical and health care services.
Catastrophic »
Low monthly cost; high deductible and out-of-pocket maximum. Available to individuals under age 30 or who meet other Federal requirements.
Monthly Cost  
$$$$$ $$$$ $$$ $$ $
Cost-Sharing Comparison  
You: 10%
Plan: 90%
You: 20%
Plan: 80%
You: 30%
Plan: 70%
You: 40%
Plan: 60%
You: 42%
Plan: 58%
Out-of-Pocket Cost  
$ $$ $$$ $$$$ $$$$$
In-Network Deductible  
$ $$ $$$ $$$$ $$$$$
Preventive Care Services  
Yes Yes Yes Yes Yes
Health Savings Account (HSA) Qualified  
No No Varies by plan Varies by plan No
Prescription and Emergency Room Coverage  
$ $$ $$$ $$$$ $$$$$
Wellness Benefit Options  
Yes Yes Yes Yes No