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Highest monthly cost; low copay/coinsurance amounts. Ideal for those who prefer easy and predictable out-of-pocket costs.
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Higher monthly cost; simple, fixed copays and deductibles. Ideal for those who want to save on monthly costs and keep their out-of-pocket costs low.
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Mid-range monthly cost; moderate-range deductibles and copay/coinsurance amounts. Ideal for those looking to balance their monthly costs with their out-of-pocket costs.
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Lowest monthly cost; highest deductible and copay/coinsurance amounts. Ideal for those who don't use a lot of medical and health care services.
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Catastrophic »
Low monthly cost; high deductible and out-of-pocket maximum. Available to individuals under age 30 or who meet other Federal requirements.
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Monthly Cost
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---|---|---|---|---|
$$$$$ | $$$$ | $$$ | $$ | $ |
Cost-Sharing Comparison
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You: 10%
Plan: 90%
|
You: 20%
Plan: 80%
|
You: 30%
Plan: 70%
|
You: 40%
Plan: 60%
|
You: 42%
Plan: 58%
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Out-of-Pocket Cost
|
||||
$ | $$ | $$$ | $$$$ | $$$$$ |
In-Network Deductible
|
||||
$ | $$ | $$$ | $$$$ | $$$$$ |
Preventive Care Services
|
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Yes | Yes | Yes | Yes | Yes |
Health Savings Account (HSA) Qualified
|
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No | No | Varies by plan | Varies by plan | No |
Prescription and Emergency Room Coverage
|
||||
$ | $$ | $$$ | $$$$ | $$$$$ |
Wellness Benefit Options
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Yes | Yes | Yes | Yes | No |