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Conventional Health Plans

A conventional plan is right for you, if:

  • You want to offer rich benefits.
  • You’re looking for a plan that is simple to administer.
  • You’re comfortable with a higher premium and lower employee out-of-pocket cost share.
  • You want to give your employees the ease and convenience of predictable employee cost share on frequently used services.

Independent Health offers a variety of conventional plan options:

  • Traditional: As a true indemnity plan, Traditional’s premiums are higher in exchange for rich benefits with coinsurance after meeting a small deductible.
  • Encompass: Our Encompass plans offer a richer benefit design with copays (except for out of network, when applicable).
  • Passport Plan: As a preferred provider organization plan your client's employees will be provided with the options they want to get the care they need, whether they’re home or across the country.
  • Passport Plan Select: Passport Plan Select offers a blended design of deductible and coinsurance/copayment plan options. It provides a great way to engage employees in their health care decisions by introducing a health plan deductible.
  • Easy Access: Copayment and deductible plan options are available with this exclusive provider organization plan that gives your client's employees the in-network coverage they need.


For more information, or to see what plan is best for you, call your sales representative or Employer Sales at 716-631-8072 or 1-800-755-5802, option 4.

Need Help Deciding?

Compare the conventional health plans available for large group employers.