Skip to main content


Woman on walkway in marshland

iDirect is a high-deductible plan offered to large group employers.

What makes this plan unique?

  • It allows you to offer quality, accessible health benefits to your employees, while saving on premium costs.
  • iDirect’s design will encourage your employees to become more engaged in their health by motivating them to think more about their health care decisions – and the costs associated with them.
  • It’s the lowest cost option product type in the market.
  • iDirect can be offered for out-of-area employees.
  • It offers a variety of plan designs to fit your needs, ranging from straight copayment plans and hybrid (coinsurance and copayment) plans, to coinsurance plans.

How will my client's employees benefit?

  • They’ll enjoy predictable, easy copayments on most plans.
  • For some plan options, they’ll be able to take advantage of a health savings account or health reimbursement arrangement to help pay for out-of-pocket costs.
  • Some plans cover prescriptions outside the plan deductible (varies by plan).

All our plans include:

  • $0 preventive care services
  • Urgent care coverage
  • Health and wellness resources
  • Worldwide emergency care
  • 24-Hour Medical Help Line

Benefits vary by plan.


For more information, or to see what plan is best for your client, call your sales representative or Employer Sales at 716-631-8072 or 1-800-755-5802, option 4.