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2023 Benefits at a Glance
Review Independent Health’s 2023 Medicare Advantage Plans with our 2023 Benefits at a Glance tool. Learn More
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Independent Health's
2023 Encompass 65® Edge HMO
MONTHLY PREMIUM
PRIMARY/SPECIALTY COPAY (In-Network)
INPATIENT HOSPITAL COPAY (In-Network)
PART D PRESCRIPTION BENEFIT
(Tier 1 / 2 / 3 / 4 / 5)
MONTHLY PREMIUM
$0
(Independent Health pays $30 per month toward your Part B premium)
PRIMARY/SPECIALTY COPAY (In-Network)
$0/$50
INPATIENT HOSPITAL COPAY (In-Network)
Days 1-5: $400 per day. Additional days: $0. Unlimited Days for Medicare covered stays. (There is NOT an Annual Member Copay Maximum).
PART D PRESCRIPTION BENEFIT
$505 deductible on tiers 3, 4 & 5 only. $3/$20/$47/46%/25% to initial coverage limit of $4,660.
Independent Health's
2023 Encompass 65® Element HMO
MONTHLY PREMIUM
PRIMARY/SPECIALTY COPAY (In-Network)
INPATIENT HOSPITAL COPAY (In-Network)
PART D PRESCRIPTION BENEFIT
(Tier 1 / 2 / 3 / 4 / 5)
MONTHLY PREMIUM
$0
PRIMARY/SPECIALTY COPAY (In-Network)
$0/$40
INPATIENT HOSPITAL COPAY (In-Network)
Days 1-6: $325 per day. Additional days: $0. Unlimited Days for Medicare covered stays. ($1,950 Annual Member Copay Maximum).
PART D PRESCRIPTION BENEFIT
$150 deductible on tiers 3, 4 & 5 only. $0/$15/$47/45%/30% to initial coverage limit of $4,660.
Independent Health's
2023 Encompass 65® Core HMO
MONTHLY PREMIUM
PRIMARY/SPECIALTY COPAY (In-Network)
INPATIENT HOSPITAL COPAY (In-Network)
PART D PRESCRIPTION BENEFIT
(Tier 1 / 2 / 3 / 4 / 5)
MONTHLY PREMIUM
$65
PRIMARY/SPECIALTY COPAY (In-Network)
$0/$30
INPATIENT HOSPITAL COPAY (In-Network)
Days 1-6: $300 per day. Additional days: $0. Unlimited Days for Medicare covered stays. ($1,800 Annual Member Copay Maximum).
PART D PRESCRIPTION BENEFIT
$50 deductible on tiers 3, 4 & 5 only. $0/$12/$42/44%/32% to initial coverage limit of $4,660.
Independent Health's
2023 Encompass 65® Basic HMO
MONTHLY PREMIUM
PRIMARY/SPECIALTY COPAY (In-Network)
INPATIENT HOSPITAL COPAY (In-Network)
PART D PRESCRIPTION BENEFIT
(Tier 1 / 2 / 3 / 4 / 5)
MONTHLY PREMIUM
$125
PRIMARY/SPECIALTY COPAY (In-Network)
$0/$20
INPATIENT HOSPITAL COPAY (In-Network)
Days 1-6: $250 per day. Additional days: $0. Unlimited Days for Medicare covered stays. ($1,500 Annual Member Copay Maximum).
PART D PRESCRIPTION BENEFIT
$0 deductible. $0/$10/$42/43%/33% to initial coverage limit of $4,660.
Independent Health's
2023 Encompass 65® HMO (without prescription coverage)
MONTHLY PREMIUM
PRIMARY/SPECIALTY COPAY (In-Network)
INPATIENT HOSPITAL COPAY (In-Network)
PART D PRESCRIPTION BENEFIT
(Tier 1 / 2 / 3 / 4 / 5)
MONTHLY PREMIUM
$0
PRIMARY/SPECIALTY COPAY (In-Network)
$0/$10
INPATIENT HOSPITAL COPAY (In-Network)
Days 1-5: $150 per day. Additional days: $0. Unlimited Days for Medicare covered stays. ($750 Annual Member Copay Maximum).
PART D PRESCRIPTION BENEFIT
No prescription benefit.
Independent Health's
2023 Medicare Passport® Advantage PPO
MONTHLY PREMIUM
PRIMARY/SPECIALTY COPAY (In-Network)
INPATIENT HOSPITAL COPAY (In-Network)
PART D PRESCRIPTION BENEFIT
(Tier 1 / 2 / 3 / 4 / 5)
MONTHLY PREMIUM
$99
PRIMARY/SPECIALTY COPAY (In-Network)
$0/$35
INPATIENT HOSPITAL COPAY (In-Network)
Days 1-6: $250 per day (IN) / 40% coinsurance (OON). Additional days: $0 (IN) / 40% coinsurance (OON). Unlimited days for Medicare covered stays (IN). ($1,925 Annual Member Copay Maximum) (IN).
PART D PRESCRIPTION BENEFIT
In-Network and Out-Of-Network. $150 deductible on tiers 3, 4 & 5 only. $0/$15/$47/40%/30% to initial coverage limit of $4,660.
PLEASE NOTE THERE IS A SPECIAL NETWORK WITH THIS PPO PLAN ONLY – SPEAK WITH A REDSHIRT FOR DETAILS.
Independent Health's
2023 Medicare Passport® Prime PPO
MONTHLY PREMIUM
PRIMARY/SPECIALTY COPAY (In-Network)
INPATIENT HOSPITAL COPAY (In-Network)
PART D PRESCRIPTION BENEFIT
(Tier 1 / 2 / 3 / 4 / 5)
MONTHLY PREMIUM
$225
PRIMARY/SPECIALTY COPAY (In-Network)
$0/$30
INPATIENT HOSPITAL COPAY (In-Network)
Days 1-6: $210 per day (IN) / 30% coinsurance (OON). Days 7-90: $0 (IN) / 30% coinsurance (OON). Unlimited Days for Medicare covered stays (IN). ($1,470 Annual Member Copay Maximum) (IN).
PART D PRESCRIPTION BENEFIT
In-Network and Out-Of-Network. $0 deductible. $0/$10/$45/40%/33% to initial coverage limit of $4,660.
Independent Health's
2023 Assure Advantage® HMO C-SNP Plan
This is a chronic special needs plan (C-SNP), specifically developed for eligible Medicare beneficiaries who have been diagnosed with chronic heart failure and reside in Erie County.
Independent Health's
2023 Medicare Family Choice® HMO I-SNP Plan
This plan is specifically designed to help you stay involved with the care of your loved one living in a nursing home or an assisted living facility with the help of a coordinated care team.
Interested in our plans?
We are here to help! You can request a copy of our full sales kit to help explain the differences between each plan.
Multi-Language Insert (Language Assistance Services) and Nondiscrimination Notice
Disclaimers
Every year, Medicare evaluates plans based on a 5-star rating system. Out-of-network/non-contracted providers are under no obligation to treat Independent Health members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost sharing that applies to out-of-network services.
IN = In-Network, OON = Out-of-Network
Y0042_C7173
Last Updated 1/3/2023