Independent Health is a Medicare Advantage organization with a Medicare contract offering HMO, HMO-SNP, HMO-POS and PPO plans. Enrollment in Independent Health depends on contract renewal. Benefits vary by plan. This information is not a complete description of benefits. Call (716) 635-4900 or 1-800-958-4405 (TTY: 711); October 1 – March 31: Monday – Sunday, 8 a.m. – 8 p.m.; April 1 – Sept. 30: Monday – Friday, 8 a.m. – 8 p.m. for more information. See your Evidence of Coverage for a complete list. This document describes the benefits for all of our HMO and PPO plans. Some of the benefits mentioned in this document do not apply to Independent Health’s Family Choice® HMO I-SNP plan.