At Independent Health, we understand that health care reform, also known as the Affordable Care Act (ACA), can be confusing. We’re here to help. We’ve been following the ACA closely and want to help by providing the information and resources you need to make sense of the options you have to choose from, so ultimately, you can make a well-informed decision.
What Does the ACA Mean for You?
The ACA provides the consumer benefit of offering greater choice and access to health care. How? It introduces new avenues for individuals and employers to purchase health coverage in ways that weren’t available to them before – both through their employers and on their own. Additionally, it establishes new mandated benefits that must be offered in all small group and individual health plans.
The New Health Insurance Marketplace:
Choices and Opportunities for Small Groups
More Options for Small Group Employers
As a small group employer (employer with 50 or fewer full-time equivalent [FTE] employees), you now have the chance to offer – if you choose – a choice of plans that vary in cost and coverage. Learn about the options available to you.
As the ACA begins to take shape, employers have the opportunity to re-think, re-structure and expand their current product offerings. As you begin to compare plans, be sure to consider the full picture. Look beyond premiums and deeper into the value-added benefits, copays, coinsurance and deductibles of the plan options to determine which plan will provide the best value for your health care dollar.
Frequently Asked Questions
We understand there are a lot of questions you may have about the ACA and new Health Benefit Marketplace. We’ve developed a list of frequently asked questions to help keep you well informed.
2015 ACA Tax Provision Fact Sheet
New York State of Health
Kaiser Family Foundation
Small Business Health Care Tax Credit Estimator