iDirect is a high-deductible plan offered to small group employers.
What makes this plan unique?
- It allows you to offer quality, accessible health benefits to your employees, while saving on premium costs.
- iDirect’s design will encourage your employees to become more engaged in their health by motivating them to think more about their health care decisions – and the costs associated with them.
- It’s the lowest cost option product type in the market.
- iDirect can be offered for out-of-area employees.
- It offers a variety of plan designs to fit your needs, ranging from straight copayment plans and hybrid (coinsurance and copayment) plans, to coinsurance plans.
How will my employees benefit?
- They’ll enjoy predictable, easy copayments on most plans.
- For some plan options, they’ll be able to take advantage of a health savings account or health reimbursement arrangement to help pay for out-of-pocket costs.
- Some plans cover prescriptions outside the plan deductible (varies by plan).
All our plans include:
- $0 preventive care services
- Urgent care coverage
- Health and wellness resources
- Worldwide emergency care
- 24-Hour Medical Help Line
Benefits vary by plan.