Compare Plans

Use the chart below to compare the high-deductible health plans offered to small group employers, and see which plan best suits the needs of you and your employees.
Plan Benefits iDirect Choice Plus
(other plan options available)
Prime Access
(E = Enhanced,
S = Standard)

(other plan options available)
Primary Care Office Visit Deductible, then varies
(copay and coinsurance option available)
Network A:
Deductible then $35 copay

Network B:
Deductible then 40% coinsurance
E & S: Deductible then $20 copay/visit

Specialist Office Visit Deductible, then varies
(copay and coinsurance option available)
Network A:
Deductible then $50 copay

Network B:
Deductible then 40% coinsurance
E & S:
With Referral: Deductible then $40 copay/visit

Without Referral: Deductible then $60 copay/visit
Inpatient
(per admission)
Deductible, then varies
(copay and coinsurance option available)

Network A: Deductible then $1,000 copay

Network B: Deductible then 40% coinsurance

E & S:
Deductible then $1,000 copay

Outpatient Surgery Deductible, then varies
(copay and coinsurance option available)                      
Network A: Deductible then $150 copay

Network B: Deductible then 40% coinsurance
Deductible then $150 copay/visit
Out-of-Pocket Maximum
(In-Network)
$5,000/$10,000

Network A:
$5,000/$10,000

Network B:
$6,250/$12,500

E: $5,000/$10,000

S: $5,000/$10,000
Deductible
(In-Network)
Various options:

Range: $1,000/$3,000
Network A:
$1,500/$3,000

Network B:
$2,500/$5,000
E: $1,500/$3,000

S: $2,500/$5,000
Coinsurance
(In-Network)
20% where applicable (varies by plan) Network A:
N/A

Network B:
N/A
N/A

Benefits vary by plan.