Empower is a lifestyle plan offered to large group employers.

What makes this plan unique?

• Empower is one plan with two levels: Enhanced (lower out-of-pocket costs) and Standard (higher out-of-pocket costs).
• Employees are rewarded with lower out-of-pocket costs when they take necessary steps toward maintaining or working on a healthier lifestyle.
• It focuses on modifiable health risk factors including tobacco use, high body mass index and high blood pressure.
• Some plan designs are HSA qualified.

How will my employees benefit?

• They’ll learn about their health risk factors, and are rewarded for being more engaged in their health.
• They’ll enjoy predictable copayments on office visits (subject to deductible; riders available to waive deductible also).

All our plans include:

• $0 preventive care services
• Urgent care coverage
• Health and wellness resources
• Worldwide emergency care
• 24-Hour Medical Help Line

Benefits vary by plan.