High-Deductible Health Plans for Large Groups

A high-deductible plan is right for your client, if:

  • They are looking for comprehensive coverage with lower premiums, and understand this requires greater employee out-of-pocket cost share.
  • They want to encourage employees to become more engaged in their health and more aware of the true cost of health care services – helping them to be more accountable for their health care decisions.

Independent Health offers a variety of high-deductible plans:

  • iDirect: With iDirect, your clients will save on premium costs while still having the ability to offer quality, accessible health benefits to their employees. iDirect plan designs range from straight copayment plans and hybrid (coinsurance and copayment) plans, to coinsurance plans.
An Independent Health RedShirt.


For more information, or to see
what plan is best for your
client, call your sales
representative or our Broker
Relations Department at
(716) 250-7174.