Independent Health’s iDirect®

Young woman outside.

iDirect is a high-deductible plan offered to large group employers.

What makes this plan unique?

  • It allows your client to offer quality, accessible health benefits to their employees, while saving on premium costs.
  • iDirect’s design will encourage your client's employees to become more engaged in their health by motivating them to think more about their health care decisions – and the costs associated with them.
  • It’s the lowest cost option product type in the market.
  • iDirect can be offered for out-of-area employees.
  • It offers a variety of plan designs to fit your needs, ranging from straight copayment plans and hybrid (coinsurance and copayment) plans, to coinsurance plans.

How will my client's employees benefit?

  • They’ll enjoy predictable, easy copayments on most plans.
  • For some plan options, they’ll be able to take advantage of a health savings account or health reimbursement arrangement to help pay for out-of-pocket costs.
  • Some plans cover prescriptions outside the plan deductible (varies by plan).

All our plans include:

  • $0 preventive care services
  • Urgent care coverage
  • Health and wellness resources
  • Worldwide emergency care
  • 24-Hour Medical Help Line
Benefits vary by plan.


For more information, or to see
what plan is best for your
client, call your sales
representative or our Broker
Relations Department at
(716) 250-7174.